Terms & Policies
Personal Terms
Last updated on August 15, 2025
General
Our Promise to You
At PayTribes, we make international money transfers simple, secure, and cost-effective. Our platform is designed for both individuals and businesses who need to send, receive, or hold funds across borders without the hassle of traditional banks.
We believe in:
Transparency — no hidden fees, no surprises.
Flexibility — access to over 35 currencies and multiple ways to move your money.
Speed — transfers delivered fast, often within the same day.
Security — every transaction is protected by the highest international standards.
Whether you’re supporting family abroad, running a global business, or simply managing your finances across currencies, PayTribes gives you the tools to stay in control.
PayTribes Services
PayTribes is the engine behind our secure and seamless transfer experience. With our services, you can move money across borders with confidence, speed, and flexibility.
Here’s what PayTribes offers:
Personal Transfers
Send money to family and friends anywhere in the world—quickly, safely, and at the best possible rates.Business Payments
Pay suppliers, contractors, and employees globally without high bank fees. Whether you’re a startup or a growing enterprise, PayTribes makes international business simple.Multi-Currency Wallets
Hold, send, and receive funds in over 35 currencies. Exchange when it suits you and avoid unfavorable bank rates.Smart Technology
Our platform is built with advanced security and fraud detection, ensuring that every transaction is protected.
PayTribes Services are designed for people and businesses that need more than just a transfer—they need a trusted partner for global payments.
Customer Data
At PayTribes, your trust is our top priority. We are committed to protecting your personal information and ensuring that your data is handled responsibly and securely at all times.
Here’s how we manage customer data:
Minimal & Relevant Collection
We only collect the information necessary to provide our services—such as identity verification, transaction processing, and fraud prevention.Security First
All customer data is stored and transmitted using bank-grade encryption and advanced security protocols.Privacy Protection
Your personal information is never sold to third parties. Data is shared only when required by law or to complete your requested transactions.Compliance Standards
We adhere to global data protection regulations, including GDPR and other international privacy frameworks.Customer Control
You have the right to access, update, or request deletion of your personal data at any time through your account settings or by contacting support.
By using PayTribes, you can be confident that your data is safeguarded with the highest level of integrity and care.
Security
At PayTribes, security isn’t just a feature—it’s the foundation of everything we do. We safeguard your financial data with enterprise-grade encryption, real-time monitoring, and advanced fraud prevention tools designed to protect your business and customers at every step.
We continuously update and strengthen our systems to stay ahead of evolving threats, ensuring your transactions are always safe, compliant, and reliable.
With PayTribes, you can focus on growing your business while knowing that your payments and customer data are backed by world-class security standards.
Communications
At PayTribes, communication is at the heart of everything we do. We make it simple, seamless, and secure for people, businesses, and communities to stay connected through payments and financial interactions.
Our platform is built to reduce friction—whether you’re sending money, receiving payments, or managing group transactions. With clear notifications, real-time updates, and multi-channel support, PayTribes ensures that you’re always informed and in control.
We believe communication should empower, not complicate. That’s why we design every feature to be intuitive, responsive, and transparent. From instant alerts to community-driven insights, PayTribes gives you the tools to collaborate, share, and transact with confidence.
No more missed details. No more complicated processes. Just smarter, faster, and more human-centered communication.
Indemnification
By using PayTribes services, you agree to act responsibly and comply with all applicable laws and regulations. While we take every measure to ensure the security, accuracy, and reliability of our platform, users acknowledge that PayTribes is not liable for losses resulting from misuse, unauthorized access, or actions outside of our control.
Users agree to indemnify and hold PayTribes harmless from any claims, damages, or expenses arising from:
Violations of local or international laws.
Misuse of the PayTribes platform or services.
Inaccurate or fraudulent information provided during transactions.
This ensures a safe, secure, and trusted environment for all users while protecting both the platform and our global community.
How to contact us
If you have any questions about this Personal Terms, please contact us at info@paymint.com
Business Terms
Last updated on September 15, 2023
General
Why PayTribes?
PayTribes provides a secure, reliable, and efficient platform for managing international payments. Our services are designed to simplify cross-border transactions for both individuals and businesses, reducing the complexity and cost often associated with traditional banking methods.
We prioritize:
Transparency — all fees and rates are clearly displayed; no hidden charges.
Flexibility — support for multiple currencies and various payment methods.
Speed — fast transaction processing, often completed the same day.
Security — robust protection of funds and data with industry-standard protocols.
Our platform empowers users to send, receive, and manage funds confidently, whether for personal use, supporting family abroad, or conducting global business operations. PayTribes ensures you remain in control of your finances with a trusted, easy-to-use service.
Who Can Use Our Services
Eligibility and Access Guidelines
PayTribes services are designed for a wide range of users who need fast, secure, and cost-effective international payment solutions. This includes:
Individuals managing personal finances or sending money to family and friends abroad.
Small and medium-sized businesses handling cross-border payments, invoices, or vendor transactions.
Corporations and enterprises operating globally, requiring efficient multi-currency payment management.
To access our services, users must provide accurate identification, comply with applicable local and international regulations, and use the platform responsibly. By meeting these requirements, all users can benefit from a secure, reliable, and transparent financial platform.
Getting Started
Account Setup and First Steps
Set up your PayTribes account in a few simple steps and start managing global payments with ease.
Create Your Account – Sign up with your personal or business information to get started.
Verify Your Identity – Complete a secure verification process to protect your account and comply with regulations.
Fund Your Wallet – Add funds using supported payment methods to begin transacting.
Start Transacting – Send, receive, and manage money across borders quickly, securely, and efficiently.
Our platform is designed for simplicity, transparency, and speed. From personal transfers to complex business payments, PayTribes provides the tools you need to stay in control of your finances at every step.
How much will you pay?
PayTribes is committed to providing clear, competitive, and transparent pricing for all users. Before completing any transaction, all applicable fees and exchange rates are clearly displayed, ensuring there are no hidden charges or surprises.
Transaction Fees – Fees vary by payment method, currency, and region, and are shown upfront before you confirm a transfer.
Currency Conversion – Competitive exchange rates are provided for international transfers, helping you maximize the value of your funds.
Business Accounts – Tiered pricing options may apply for high-volume transactions, ensuring cost-efficiency for companies of all sizes.
With PayTribes, you always know exactly what you’ll pay, allowing for informed financial decisions and seamless global money management.
Currency Conversion
PayTribes enables seamless currency conversion, empowering users to manage funds across multiple currencies with ease and transparency.
Competitive Exchange Rates – Benefit from rates that are more favorable than traditional banks, maximizing the value of your transfers.
Flexible Conversion Options – Hold, convert, and transfer money in over 35 supported currencies, giving you full control over international transactions.
Real-Time Updates – Track exchange rates in real-time and schedule conversions to optimize your financial strategy.
With PayTribes, currency management is simple, efficient, and tailored to meet both personal and business needs.
Withdrawing funds
PayTribes provides a streamlined and secure process for withdrawing funds, ensuring users can access their money quickly and reliably.
Multiple Withdrawal Options – Withdraw to your bank account, linked cards, or other supported financial services with ease.
Fast Processing – Most withdrawals are completed within the same business day, depending on your chosen method and destination.
Secure Transactions – Every withdrawal is protected by industry-standard encryption and fraud-prevention protocols.
Transparent Limits and Fees – All withdrawal limits, fees, and processing times are clearly displayed before confirmation, giving you full visibility.
Whether for personal use or business operations, PayTribes ensures that transferring funds out of your account is safe, fast, and hassle-free.
Business Card transactions
PayTribes supports secure and convenient business card transactions, enabling both individuals and companies to manage payments efficiently.
Seamless Payments – Use your PayTribes business card for domestic and international transactions with ease.
Expense Management – Track and categorize spending in real time, making reconciliation and accounting simple.
Flexible Usage – Compatible with online purchases, point-of-sale payments, and subscription services.
Security First – Each transaction is protected with advanced encryption and fraud-monitoring systems to ensure your funds are safe.
Our business card solutions empower organizations and professionals to streamline their financial operations while maintaining control and transparency over every payment.
Keep your Card safe
PayTribes prioritizes the safety of your cards, ensuring that every transaction is secure and your financial information is protected.
Advanced Security Features – Our cards are equipped with chip-and-PIN technology and real-time fraud monitoring.
Account Alerts – Receive instant notifications for every transaction to help you stay informed and detect any unusual activity.
Lost or Stolen Card Support – Quickly block and replace your card in case of loss or theft, minimizing potential risks.
Safe Online and Offline Use – Conduct purchases confidently, both online and at physical locations, knowing your card is protected.
By combining cutting-edge technology with vigilant monitoring, PayTribes ensures that your funds remain secure and accessible whenever you need them.
Privacy Policy
Last updated on August 15, 2025
About Us
Our Commitment to Data Privacy and Transparency
At PayTribes, we are committed to providing a secure, transparent, and efficient platform for international money transfers. Our goal is to simplify cross-border payments for both individuals and businesses while maintaining the highest standards of data privacy and security.
We strive to:
Ensure Transparency: We handle your personal and financial data with full disclosure, ensuring no hidden practices.
Protect Your Information: All data is stored and processed using advanced security measures to prevent unauthorized access.
Maintain Compliance: Our operations meet international financial regulations and privacy standards.
Enhance Your Experience: By using data responsibly, we optimize our platform for speed, reliability, and convenience.
Whether you’re sending money abroad, managing global business finances, or simply monitoring transactions, PayTribes is dedicated to giving you full control over your information while ensuring your data remains safe and confidential.
Personal data
At PayTribes, we value the trust you place in us and are committed to safeguarding your personal information. We collect only the data necessary to provide seamless, secure, and efficient financial services. This includes information needed to verify your identity, process transactions, and maintain compliance with regulatory requirements.
Your data is handled with the highest standards of security and confidentiality. We use advanced encryption and secure storage practices to ensure your information is protected at every stage. Access to personal data is strictly controlled and limited to authorized personnel only.
We are committed to transparency and accountability. You have the right to access, update, or request deletion of your personal information, in accordance with applicable laws. Our policies ensure your personal data is used solely to enhance your experience and deliver reliable services, never for unauthorized purposes.
Legal basis
PayTribes processes personal and financial data in strict accordance with applicable laws and regulations. The collection, use, and storage of your data are based on clearly defined legal grounds, including fulfilling contractual obligations, complying with regulatory requirements, and protecting legitimate business interests.
We ensure that every transaction and interaction complies with international standards, giving you confidence that your information is handled lawfully and responsibly. Our legal framework governs how data is accessed, shared, and stored, ensuring transparency, accountability, and protection against unauthorized use.
By using PayTribes services, you consent to the processing of your data within these legal parameters, allowing us to deliver fast, secure, and reliable financial solutions across borders.
Cookie Policy
Last updated on August 15, 2025
How we collect cookies
At PayTribes, we use cookies and similar technologies to enhance your experience, improve site functionality, and provide personalized services. Cookies help us understand how users interact with our platform, optimize performance, and deliver faster, more secure transactions. We only use cookies necessary for providing our services, analytics, and essential site functionality.
Can I change my preferences?
Managing Your Preferences with Transparency
You have full control over your cookie preferences. PayTribes allows you to adjust settings for marketing, analytics, and functional cookies at any time through your account or browser settings. This ensures that your experience on our platform aligns with your privacy choices while maintaining the highest standards of security and transparency.
By continuing to use PayTribes, you consent to our cookie practices, which are designed to support a seamless, efficient, and safe digital experience for all users.